You are a homebuyer…
The MERGE team is experienced and seasoned. Simply put, we think YES first, and find ways to get things done for our partners and clients - we’ve helped clients with all sorts of financial situations get approved. We’ll take the time to understand your situation to ensure you’ll qualify.
Whether you are a first-time buyer or an experienced buyer with excellent credit, MERGE has access to the very best products and rates available across Canada.
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Get pre-approved!
To have the best success with your mortgage, it is recommended that you get pre-approved! This can be done through us to ensure that you get the best mortgage product FOR YOU, from the best rate to the best term agreement.
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Are you a first time homebuyer?
If you’re brand new to the idea of home ownership, but are looking to dive in, you’ve come to the right place! We have a variety of helpful resources to get you started on your home buying journey.
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Are you investing in a second property?
Whether the goal is a vacation home or an investment property, secondary properties are an incredible venture. To ensure a smooth process and the best financial outcome, let us help you achieve your dreams.
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Are you moving?
Whether you’re moving on up to a larger home, or downsizing to something with less maintenance, we can help you review your current mortgage to make the process as smooth as possible.
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Are you self employed?
Obtaining a mortgage if you’re self employed has never been easier, and you will be excited to learn that the mortgage products available today are structured to help you succeed in your business and your personal life.
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Purchase-Plus Improvements Mortgage
Homeowners have many options for obtaining the funds needed to renovate their properties – such as home equity loans, home equity lines of credit, personal loans, and mortgage refinancing. But what if you plan to purchase a home that needs fixing up?